Liberty Mutual doesn't do business policies unfortunately. My agent gave me the number of a local broker but I thought I'd get some recommendations from those of you with experience!
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| Author: | Babsie [ Fri Feb 11, 2011 12:19 pm ] |
| Post subject: | Insurance? |
How are you KJ's insuring your equipment? I tried adding my $4,000 worth of equipment to my homeowners and found that I'm covered 100% at my house but if the equipment is damaged/lost/stolen elsewhere am only covered 10%. Is the solution a separate business policy and if so any recommendations? |
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| Author: | Moonrider [ Fri Feb 11, 2011 12:48 pm ] |
| Post subject: | Re: Insurance? |
Babsie @ Fri Feb 11, 2011 3:19 pm wrote: How are you KJ's insuring your equipment? I tried adding my $4,000 worth of equipment to my homeowners and found that I'm covered 100% at my house but if the equipment is damaged/lost/stolen elsewhere am only covered 10%. Is the solution a separate business policy and if so any recommendations?
Absolutely get a business policy. Talk to your current agent, many of them will offer discounts if you keep multiple policies with them. |
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| Author: | Babsie [ Fri Feb 11, 2011 1:04 pm ] |
| Post subject: | Re: Insurance? |
Liberty Mutual doesn't do business policies unfortunately. My agent gave me the number of a local broker but I thought I'd get some recommendations from those of you with experience!
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| Author: | Lonman [ Fri Feb 11, 2011 1:29 pm ] |
| Post subject: | Re: Insurance? |
http://www.rvnuccio.com/dj-mobile-enter ... rview.html |
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| Author: | Babsie [ Fri Feb 11, 2011 1:40 pm ] |
| Post subject: | Re: Insurance? |
Thanks a lot....I will check it out |
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| Author: | letitrip [ Fri Feb 11, 2011 4:28 pm ] |
| Post subject: | Re: Insurance? |
What you need is called an Inland Marine policy. That's what will cover you and your equipment whether at home, in transit or on a gig. There are very few companies that actually offer it so you'll have to look around. I go through WeDJ to get mine. I requires a membership with WeDJ to qualify (about $50 annually) but the insurance is discounted and also comes with a $1 Million liability umbrella. |
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| Author: | Wiggly Dave [ Fri Feb 11, 2011 7:26 pm ] |
| Post subject: | Re: Insurance? |
In the UK I use DJguard. I get 2 Million GB Pounds Public liability,plus my equipment insured for less than 20 GB pounds a month |
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